Double SSI Deposit in July 2025 – But No Payment in June? Here’s What Every Recipient Needs to Know

If you receive Supplemental Security Income (SSI), you might notice two deposits in your bank account during July 2025. While this may look like a bonus, it’s not actually extra money. It’s a routine scheduling adjustment by the Social Security Administration (SSA) due to the way the calendar falls. Knowing how and why this happens is important for planning ahead and avoiding financial stress.

This guide explains why two SSI payments happen in July 2025, how it affects your monthly budget, and what to expect in the months ahead.

Overview

Topic	Details
Why Two Payments in July 2025	June 1 falls on a Sunday; June’s payment is sent early
Payment Dates	July 1 (July benefit) and July 30 (June benefit paid early)
No Payment Month	No payment in June 2025
Max SSI Benefit 2025	$943 for individuals, $1,415 for couples
Other Double-Payment Months	August, October, December
SSA Payment Calendar	Available at ssa.gov

Two SSI Payments in July

SSI benefits are scheduled for the first of each month. However, if the first falls on a weekend or a federal holiday, the SSA sends the payment on the previous business day. In 2025, June 1 is a Sunday, so the June payment is moved up to Friday, May 30. But because May already had its payment earlier, this means the early June payment is delivered on July 30.

So, in July 2025:

• July 1: Regular SSI payment for July
• July 30: Early payment for June (paid in advance)

No SSI Payment in June 2025?

That’s right—there will be no payment in June. Since you receive June’s benefit on July 30, the SSA does not send another deposit in June. It’s easy to mistake this as a skipped payment, but the money is simply arriving early.

Knowing this helps avoid budgeting issues or thinking the SSA made an error.

Will This Happen Again in 2025?

Yes, this pattern repeats several times throughout the year. Here’s a quick look at when other double payments will occur:

Double Payment Month	Dates	No Payment Month
July	July 1 and July 30	June
August	August 1 and August 29	September
October	October 1 and October 31	November
December	December 1 and December 31	January 2026

Knowing this pattern helps you stay ahead on bills and avoid running short in months with no disbursement.

Who Will Be Affected?

Anyone who receives only SSI benefits will see two payments in July. You will need to remember that the July 30 deposit is for the following month (August).

SSI + Social Security Beneficiaries

If you receive both SSI and Social Security retirement or disability benefits, your payment schedule may differ. You could receive multiple payments in July based on these schedules.

Social Security-Only Recipients

You will receive one payment in July, and it’s based on your birth date:

Birthday Range	Payment Date
1st–10th	July 10
11th–20th	July 17
21st–31st	July 24

If you started receiving benefits before July 1997, you’ll receive your payment on July 3.

Budgeting Tips

Getting two payments in one month may feel like extra money—but it’s not. Treating it like a bonus could leave you short the next month. Here’s how to avoid that:

• Set aside the second check for the month it’s meant to cover.
• Use a separate savings account to hold the early payment.
• Mark your calendar with “no payment” months to avoid confusion.
• Use budgeting tools or apps to plan your spending.
• Inform family or caregivers if they help manage your finances.

How to Verify Your Payments

If you’re expecting a deposit and don’t see it:

• Wait at least three business days before reporting a missing payment.
• Check your bank or Direct Express account for delays.
• Visit your My Social Security account at ssa.gov.
• Call the SSA at 1-800-772-1213 or go to your local SSA office.

Direct deposit is the most reliable way to receive your benefits on time.

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