As 22 July 2025 approaches, many Canadians are looking forward to increases in federal benefit payments. Administered by the Canada Revenue Agency (CRA), these updated benefits aim to support Canadians through inflation and the rising cost of living. From seniors to families and low-income individuals, the upcoming changes are designed to provide extra relief and stability during financially challenging times.
If you’re receiving government assistance, this is the perfect time to double-check your eligibility, make sure your info is up to date, and take full advantage of the support available.
Table of Contents
Overview
Here’s a quick summary of the upcoming CRA payment increases and important dates:
| Benefit Program | Max Monthly Payment | Next Payment Date |
|---|---|---|
| Canada Pension Plan (CPP) | $1,433 | 22 July 28, 2025 |
| Old Age Security (OAS) | $727.67 (65–74), $800.44 (75+) | 22 July 28, 2025 |
| Guaranteed Income Supplement (GIS) | $1,086.88 (single), $654.23 (per partner) | 22 July 28, 2025 |
| Canada Child Benefit (CCB) | $648.91 (under 6), $547.50 (ages 6–17) | 22 July 17, 2025 |
| GST/HST Credit | $129.75 (single), $170+child credits | 22 July 4, 2025 |
| Canada Carbon Rebate (CCR) | Varies by province and family size | 22 July 22, 2025 |
Let’s break down what each of these benefits includes and what’s changing.
CPP
The Canada Pension Plan (CPP) provides retirement income to those who contributed during their working years. As of July 2025, the maximum monthly CPP payment rises to $1,433, up from $1,364.60 in 2024.
Who qualifies?
- You must have made at least one valid contribution to CPP
- You can apply for payments starting at age 60
Next payment: 22 July 28, 2025
OAS
Old Age Security is a monthly pension for Canadians aged 65 and older. The July 2025 amounts remain steady:
- $727.67 for seniors aged 65 to 74
- $800.44 for seniors aged 75 and older
Who qualifies?
- You must be 65 or older and have lived in Canada for at least 10 years after turning 18
Next payment: 22 July 28, 2025
GIS
The Guaranteed Income Supplement helps low-income seniors who receive OAS. For July 2025:
- $1,086.88 for single seniors
- $654.23 per person for couples where both receive OAS
Who qualifies?
- You must receive OAS and fall below a specific income threshold
Next payment: 22 July 28, 2025
CCB
The Canada Child Benefit is a monthly tax-free payment for families raising children under 18.
- $648.91 per month for children under 6
- $547.50 per month for children aged 6 to 17
Who qualifies?
- You must be the child’s primary caregiver
- Payment is based on your family’s net income
Next payment: 22 July 17, 2025
GST/HST Credit
This benefit helps offset the GST and HST paid on goods and services.
- $129.75 for individuals
- $170 plus $44.75 per child for couples and single parents
Who qualifies?
- Eligibility is based on your income from your latest tax return
Next payment: 22 July 4, 2025
CCR
With the cancellation of the federal carbon tax in 22 July 2025, the final Canada Carbon Rebate will be issued this month.
To receive the last CCR payment:
- File your 2024 taxes electronically by 22 July 2, 2025
- Payment amount depends on your province and household size
Next and final payment: 22 July 22, 2025
How to Make Sure You Receive Your Payments
To receive payments without delay, follow these simple steps:
- File your taxes, even if you have no income
- Enroll in direct deposit for faster and safer payments
- Keep your CRA account updated with current personal info
- Use your CRA MyAccount portal to monitor all benefit activity
Why These Benefits Matter
These CRA benefits are more than just deposits. They’re essential lifelines:
- CPP, OAS, and GIS provide retirement income that helps seniors cover rent, groceries, and medicine
- CCB supports parents in covering child-related expenses like daycare and school supplies
- GST/HST and CCR help lower-income Canadians cope with inflation and environmental policy changes
If you’re eligible, these payments offer reliable monthly and quarterly income that can make a real difference. The CRA’s updates in July 2025 reflect the government’s continued effort to protect citizens from financial hardship and help Canadians maintain a decent quality of life.
FAQs
When is the next CPP payment date?
The next CPP payment is scheduled for July 28, 2025.
How much is the Canada Child Benefit in 2025?
Up to $648.91 for kids under 6, and $547.50 for older kids.
Is the GST credit paid monthly?
No, the GST/HST credit is paid quarterly.
What is the last day to file taxes for the CCR?
You must file your 2024 tax return by July 2, 2025.
Who qualifies for the GIS benefit?
Low-income seniors who receive OAS qualify for GIS.
