Canada Revenue Agency Confirms $928 Payments for 2025 – Are You Eligible to Receive It?

With the cost of living continuing to rise across Canada, the Canada Revenue Agency (CRA) has introduced a $928 one-time payment for 2025. This new benefit is aimed at providing financial relief to low- and modest-income households that are feeling the pressure of inflation and rising daily expenses.

If you’re wondering whether you qualify for this payment or how to ensure you receive it, this guide breaks down everything you need to know about the benefit, eligibility, and the simple steps to secure your payment.

Overview

The CRA’s $928 benefit is part of a broader initiative to support Canadians who need extra help. Unlike most programs that require you to apply, this one is automatic—based entirely on your tax return. As long as you meet the eligibility conditions and file your taxes correctly and on time, you’ll be considered.

Feature	Details
Payment Amount	$928
Eligibility	Based on income, family size, and tax filing
Application	None required—automatic via tax return
Payment Method	Direct deposit or mailed cheque
CRA Deadline	File taxes by July 30, 2025

Payment

So, what is the $928 payment all about? It’s a financial boost for Canadians struggling with everyday costs like rent, food, and utility bills. Administered by the CRA, it’s designed to be simple and efficient.

You don’t need to apply or sign up. Your 2024 tax return will determine if you qualify, and if you do, the payment will be processed and sent out automatically.

Eligibility

Here’s how to know if you’re likely to qualify for the $928 benefit:

Income Level

Your household income must fall within a low to modest range. For example:

• A single person earning under $25,000 could qualify
• A family of four earning under $60,000 may also be eligible

Higher-income households will not qualify, as the benefit targets those with the greatest need.

Family Size

The CRA considers your household size to adjust the income threshold. Larger families usually have higher cut-offs because of increased financial responsibilities.

Tax Filing

You must file your 2024 income tax return by July 30, 2025. Even if your income is too low to owe taxes, filing is essential to be considered for the payment.

Residency

You must be a Canadian resident. This includes citizens, permanent residents, and protected persons. Temporary residents are typically not eligible.

Accurate Information

Make sure all personal and financial details on your tax return are correct. Errors or missing information can cause delays or lead to being denied the benefit.

Apply

You don’t have to fill out a separate application, but you do need to:

1. File Your Taxes on Time
   Submit your 2024 return before July 30, 2025. Filing early can prevent last-minute issues.
2. Update Your Personal Information
   Ensure your family size, marital status, and income are up-to-date and correct.
3. Set Up Direct Deposit
   Register for direct deposit through the CRA to receive your payment faster. Otherwise, you’ll get a cheque by mail.
4. Check Your CRA Account
   Log in to your MyCRA account to monitor updates and see when your payment is scheduled.
5. Keep Documentation
   Save your tax records in case you need to reference them or dispute an issue.

Ineligible

Not everyone will qualify, but other options may still be available:

Canada Child Benefit (CCB)

Monthly payments to families with children under 18. Amounts depend on household income and number of children.

GST/HST Credit

A quarterly payment to help cover sales taxes. It’s income-tested and automatically paid if you qualify.

Canada Workers Benefit (CWB)

For low-income workers, including families. Includes a basic amount and a supplement for disability.

Provincial Benefits

Check if your province offers extra benefits. Ontario, for example, offers the Ontario Trillium Benefit to help with housing and energy costs.

If you miss out on the $928 payment, these programs might offer alternative support.

FAQs