$1,000 Stimulus Checks in July 2025 – Who’s Eligible to Receive Payment?

Published On: July 20, 2025

As of July 2025, the question on many Americans’ minds is: “Am I getting a $1,000 stimulus check?” The answer depends on where you live and whether you qualify for specific programs. While there isn’t a universal stimulus check going out to every citizen, there are several federal and state-level programs actively distributing payments between $400 and $1,400 to eligible individuals. The key is knowing which programs apply to you and acting before the deadlines.

Let’s break it down so you know what to expect and what to do next.

Table of Contents

Programs

Here’s a snapshot of the major relief programs sending out checks this summer:

Program	Amount	Eligibility Criteria	Deadline
IRS Recovery Rebate Credit	Up to $1,400	Missed 2021 stimulus; income under $75k/$150k	July 21, 2025
NY Inflation Refund	Up to $500	Filed 2023 taxes; income under $150k/$300k	No application
CA Middle Class Refund 2.0	$400–$1,050	Filed 2023 CA taxes; income limits	Ongoing
GA State Tax Rebate	Up to $500	Filed 2023 & 2024 taxes; had tax liability	Oct 15, 2025
OH Guaranteed Income Program	$500/month	Participating in income pilot programs	Ongoing (24 mo)

Federal

At the federal level, there is no new stimulus for all Americans. However, the IRS is offering the Recovery Rebate Credit for those who missed their third stimulus payment back in 2021.

To qualify, you must:

Have income below $75,000 (single) or $150,000 (married).
Not received the full third stimulus.
File a 2021 federal tax return by July 21, 2025.

If you didn’t file due to low or no income, you can still file now and possibly receive up to $1,400.

States

Each state is handling relief differently in 2025. Here are the top states where people are receiving checks this July:

New York
NY residents who filed a 2023 tax return and meet income limits could receive up to $500. No application is required—checks are sent automatically if you’re eligible.

California
California is continuing its Middle Class Refund program. If you lived in the state full-time, filed your 2023 taxes, and earned less than $75,000 as a single filer or $150,000 as a couple, you could get a check worth $400 to $1,050.

Payments are being sent by direct deposit or debit card.

Georgia
Georgia is issuing state tax refunds of up to $500 for joint filers. To qualify, you must have filed both 2023 and 2024 taxes, had a state tax liability, and lived in Georgia. Due to federal disaster extensions, the deadline to file is October 15, 2025.

Ohio
Ohio isn’t mailing checks to everyone, but it does have guaranteed income pilot programs offering $500 monthly. These are targeted toward:

Single mothers under the Motherful Program.
Workers completing job training through the Economic Mobility Accelerator.

Participants must apply and meet local income guidelines.

Steps

Wondering how to claim your check? Follow these simple steps:

1. Check your federal status
Go to irs.gov and file your 2021 return if you missed out on the third stimulus. Use the Recovery Rebate Credit section to claim up to $1,400.

2. File your state taxes
Make sure your 2023 (and sometimes 2024) state returns are filed. Most state programs require up-to-date filings.

3. Watch your mail or direct deposit
Payments may come by mail or show up in your bank account. Keep an eye out for debit cards too.

4. Monitor state relief programs
Visit your state’s Department of Revenue or local government website. Rules, payment amounts, and deadlines vary by location.

5. Don’t fall for scams
Official agencies won’t call or email asking for your Social Security number or banking info. Only trust .gov websites and official sources.

Outlook

While there’s no single $1,000 check going out to everyone, targeted payments are reaching millions of Americans in July 2025. Whether through a federal rebate or state-based inflation relief, help is available—you just need to know where to look and take the right steps.