As July 2025 approaches, it’s a smart move to get familiar with your upcoming Canada Revenue Agency (CRA) benefit payments. Whether you’re a parent receiving the Canada Child Benefit, a senior collecting Old Age Security, or a low-income resident in Ontario or Alberta, these payments can help you plan and stay on top of your monthly budget.
Here’s a full breakdown of which benefits are coming, who qualifies, and when you can expect your next deposit.
Table of Contents
Overview
CRA benefit payments are government-funded supports that provide financial relief to eligible Canadians. From raising kids to managing retirement, these payments make life a bit easier—and knowing when they arrive can help you budget with confidence.
CRA Benefit Payment Schedule – July 2025
| Benefit | Payment Date | Eligibility Summary |
|---|---|---|
| Canada Child Benefit (CCB) | July 20, 2025 | Parent/guardian of a child under 18, filed 2024 taxes |
| Old Age Security (OAS) | July 28, 2025 | Canadian resident aged 65+ |
| Canada Pension Plan (CPP) | July 28, 2025 | Workers aged 60+, made CPP contributions |
| Ontario Trillium Benefit (OTB) | July 9, 2025 | Ontario residents eligible for OEPTC, OSTC, NOEC |
| Alberta Child & Family Benefit (ACFB) | July 27, 2025 | Low-income families in Alberta with children |
| Veteran Disability Pension | July 29, 2025 | Canadian veterans with a service-related disability |
| Canada Carbon Rebate (CCR) | Final: April 22, 2025 | Residents in provinces with federal fuel charge |
CCB
Next Payment: July 20, 2025
Who qualifies: Parents or guardians of children under 18
This tax-free monthly payment helps with the cost of raising children. Eligibility is based on your income and family situation.
- File your 2024 tax return to stay eligible
- You must be primarily responsible for the child
- Benefit amounts vary but can be over $7,000 per child per year
OAS
Next Payment: July 28, 2025
Who qualifies: Canadians aged 65+ who’ve lived in the country for at least 10 years since turning 18
OAS is a monthly pension, and additional supports like GIS may be available.
- Ages 65–74: Up to $713.34/month
- Ages 75+: Up to $784.67/month
CPP
Next Payment: July 28, 2025
Who qualifies: Retirees or people with disabilities who contributed to CPP
CPP includes retirement, disability, and survivor benefits.
- Average monthly (2024): ~$758
- Max monthly (2024): $1,364.60
OTB
Next Payment: July 9, 2025
Who qualifies: Ontario residents with low-to-moderate income
OTB combines three credits and is paid monthly if you qualify for at least one:
- Ontario Energy and Property Tax Credit (OEPTC)
- Ontario Sales Tax Credit (OSTC)
- Northern Ontario Energy Credit (NOEC)
No separate application—just file your return.
ACFB
Next Payment: July 27, 2025
Who qualifies: Low-income families in Alberta with children under 18
This quarterly payment helps offset the cost of raising kids. There’s no need to apply—CRA figures it out from your tax return.
CCR
Last Payment (2024–25): April 22, 2025
Who qualifies: Residents in provinces where the federal carbon charge applies
You must file your taxes to qualify. Rural residents may get a 20% boost.
Veterans
Next Payment: July 29, 2025
Who qualifies: Canadian veterans with service-related disabilities
This pension is based on severity and duration of the disability. It’s managed separately from CPP and OAS and is typically non-taxable.
- Update Direct Deposit Info: CRA payments go faster if your bank details are current
- Always File Taxes: Even if your income is low or zero, filing is essential
- Use CRA My Account: Track benefit dates, payment amounts, and update your info anytime
FAQs
When is the CCB payment in July 2025?
The Canada Child Benefit will be paid on July 20, 2025.
How often is OAS paid?
OAS is paid monthly. The next date is July 28, 2025.
Do I need to apply for the ACFB?
No, it’s automatic if you qualify based on your tax return.
What is the Ontario Trillium Benefit?
A monthly payment combining energy, tax, and sales credits for Ontario residents.
Is the Canada Carbon Rebate still available?
The final CCR payment was made on April 22, 2025.
