As the UK continues to face economic pressures in 2025, many households are wondering if more government support is on the way. Among the most talked-about topics online is the idea of a £299 Cost of Living Payment or a “Festival Relief” payout. These terms have sparked confusion, but let’s clarify the facts.
There has been no official announcement from the Department for Work and Pensions (DWP) about a new £299 Cost of Living Payment or a Festival Relief grant. However, several existing support programmes are still available to help those facing financial strain.
Table of Contents
Overview
Here’s a quick summary of what’s known so far:
| Feature | Details |
|---|---|
| Latest DWP Payment | £299 issued in July 2025 |
| Eligible Groups | Universal Credit, Pension Credit, income-based JSA or ESA |
| Festival Relief Payment | No confirmed plans or official government announcement |
| Other Support Available | Household Support Fund, Winter Fuel Payments, Benefit Increases |
| Application Needed? | Some payments are automatic, others require local applications |
£299 Cost of Living Payment
The £299 Cost of Living Payment was part of a three-part support scheme announced by the government for low-income individuals and families. It followed two earlier payments of £301 and £300, bringing the total to £900. These were designed to help people cope with higher costs for food, fuel, and rent.
The £299 payment was the final installment of that support package and was issued automatically in summer 2025 to eligible claimants.
Who Was Eligible?
To have qualified, you needed to be receiving one of these benefits during a specific eligibility period:
- Universal Credit
- Pension Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Working Tax Credit or Child Tax Credit
If you were on contributory-only or “New Style” benefits, you would not have qualified unless you also received one of the above.
How Was the Payment Delivered?
The £299 payment was issued directly into eligible claimants’ bank accounts. The reference typically included “DWP COL” or “HMRC COL” depending on which department issued the payment. No application was needed, which made the process simple and accessible.
Is There a Festival Relief Payment in 2025?
There have been no announcements confirming a Festival Relief Payment for 2025. The term seems to have gained traction through social media and public discussion, possibly sparked by advocacy groups calling for more seasonal financial aid.
Some groups argue that extra support is needed around festive seasons or school holidays, when household spending spikes. So far, however, the government has not responded with a new, specific payment.
Other Government Support
While a new £299 or Festival Relief payment isn’t confirmed, several existing support programmes continue into 2025.
1. Household Support Fund
This fund is administered by local councils to help with:
- Food
- Energy and water bills
- Emergency household expenses
How to Apply: Visit your council’s website or call their support line. Funds are limited and processed on a first-come, first-served basis.
2. Winter Fuel Payments
Pensioners may be eligible for Winter Fuel Payments ranging from £100 to £300 to help with heating costs. These are usually issued automatically between November and January.
3. Warm Home Discount Scheme
Some energy providers offer a discount of up to £150 on electricity bills for those on certain benefits or low incomes.
4. Energy Price Guarantee
While the Energy Price Guarantee is no longer as generous as before, it still places a cap on the per-unit cost of electricity and gas, helping protect consumers from market surges.
5. Benefit Increases in 2025
In April 2025, benefits including Universal Credit were increased by 6.7 percent to match inflation. This adjustment aims to preserve purchasing power for low-income families.
How to Check If You Qualify for Any Help
If you’re unsure about your eligibility for ongoing government support, here’s what you can do:
- Use the Benefits Checker on gov.uk
- Contact your local council for support fund availability
- Speak to Citizens Advice or other welfare advisors for guidance
- Check your bank account for recent payments with a “DWP COL” or similar reference
Tips to Make the Most of Available Support
Incorrect bank or address details can delay or prevent payments. Always make sure your records are up to date with the DWP or HMRC.
Monitor News and Official Websites
Stay informed through trusted sources like gov.uk or reputable news outlets. Avoid spreading or believing unconfirmed rumours shared online.
Use Budgeting Tools
Websites like MoneyHelper or StepChange offer free budget calculators to help manage income and expenses.
Seek Local Support
Check with local charities or food banks, which often provide emergency supplies, vouchers, or referrals to financial aid.
While a new £299 or Festival Relief payment has not been announced, plenty of resources still exist to support UK households in need. Taking proactive steps, keeping informed, and applying early for local support can make all the difference.
FAQs
Is there a £299 payment in late 2025?
No new £299 payment has been announced after July 2025.
What is the Festival Relief Payment?
It’s an unconfirmed idea; the government has made no announcement.
How was the £299 payment delivered?
It was paid directly to bank accounts of eligible benefit claimants.
Can I still get help from the council?
Yes, through the Household Support Fund—check with your local authority.
Where can I check eligibility for support?
Use gov.uk or speak with Citizens Advice or your local council.
